Terms of use

These terms govern access to utility-havencore.click operated by Haven Retirement Readiness Co., Ltd. (บริษัท Haven Retirement Readiness จำกัด), 108/9,Nit Yo Road, 41000 Mueang Udon Thani, Udon Thani, Thailand. TIN 0105424054955. Contact: info@utility-havencore.click · +66-42-218-534.

Nature of the site

Content describes financial planning consultations for late-career professionals. It is general information, not personalized advice, until we enter a separate written service agreement with you.

No guaranteed outcomes

Projections, checklists, and examples illustrate process only. Investment values fluctuate; tax rules change. We do not promise specific returns, retirement dates, or approval of any government benefit.

Acceptable use

You may not scrape the site, attempt unauthorized access, or use contact channels for unlawful solicitations. We may suspend access for abuse.

Intellectual property

Text and layout are owned by the company unless otherwise noted. Photographs are used under licenses recorded in our internal build records. You may link to public pages with accurate attribution.

Services and fees

Consultation fees, session length, and credentials are agreed individually before paid work begins. Nothing on this site confirms a fixed price list.

Limitation of liability

To the extent permitted by Thai law, we are not liable for indirect damages arising from reliance on website content without a signed engagement. Mandatory consumer rights remain unaffected.

Governing law

These terms are governed by the laws of Thailand. Courts in Thailand have jurisdiction unless mandatory consumer rules provide otherwise.

Changes

We may update these terms by posting a new effective date. Continued use after changes constitutes acceptance of the revised terms.